Handling a Car Accident in Pakistan

This guide covers what to do after an accident and how to protect yourself.

Safety First

Your safety and life is the top priority. Money and property can be replaced, but your life cannot.

• Stay alert to the other party's behavior. If they seem hostile or armed, don't engage. Drive away if safe to do so, and go to the nearest police station. Take a picture of their number plate if you can.
• If safe: stop your vehicle, turn on hazard lights, move to the roadside, and check for injuries.

Emergency Contacts: Rescue 1122 | Police: 15 | Motorway Police: 130

On-the-Spot Settlement

Most accidents in Pakistan are settled on the spot rather than through insurance.

If You're at Fault

1. Acknowledge calmly without dramatic admissions.
2. Try to negotiate before involving workshops, as the cost can be inflated once the workshop is involved.
3. Agree on a fair amount, get it in writing ideally if possible (signatures, CNICs, amount).
4. Exchange phone numbers.

If They're at Fault

If they admit fault: Stay calm, get a mechanic quote together if needed, agree on an amount.

If they deny fault: Note their plate number and call traffic police (130 for motorway). The warden will assess fault and help negotiate.

Tips:

• Stay calm—shouting helps no one.
• Be realistic about damage costs.
• If they're aggressive, document the plate and involve police.

Involving Traffic Police

If you can't agree on fault or settlement:

1. Park on the roadside and wait (they often show up on their own).
2. If not, call 130 or your city's traffic police number.
3. The warden will assess fault and try to negotiate settlement.
4. If fair, accept. If not, take the legal route.

Taking the Legal Route

For unfair settlements or significant damage:

1. Refuse the inadequate settlement and go to the police station.
2. File a complaint and record your statement.
3. Gather evidence: photos, witness statements, repair estimates.
4. Involve a lawyer if needed.

For serious situations (injuries, hit and run, assault), file an FIR.

Always Document

Even when settling on the spot:

• Photos of damage and license plates
• Time, date, location
• Other party's phone number (and CNIC if possible)

Quick Reference

If Nothing Works

Sometimes you won't get compensation despite your best efforts. If that happens: be thankful for your health. Your car can be repaired. The legal process may not be worth your peace of mind.

Key Takeaways

1. Safety first. If someone seems dangerous, leave.
2. Stay calm. Be the change that you want to see.
3. Settle on-the-spot when fair. Faster for everyone.
4. Document everything. Photos and plates protect you.
5. If all else fails, let it go. Safety matters more.

Last updated: February 2026

Disclaimer: This guide is based on general practices and may vary by region. Consult local authorities when in doubt.